Cardnet is a joint venture with First Data, the Worlds largest card processor. Together we have a history of understanding and supporting businesses of all sizes and delivering a quality service and product. As well as the day to day business of accepting cards we also offer a range of specialised services to reflect any changes to your business.
Cardnet is the card acceptance service of Lloyds TSB. We can provide a single solution for all your card acceptance needs.
Cardnet can offer you specialised market leading services that will help you get the most out of your card payments.
Internet transactions are normally supplied using a Payment Service Provider (PSP), which must be approved by Cardnet. When choosing a PSP ensure that they are able to support Verified by Visa (VbyV) and MasterCard SecureCode as this will offer you significant additional protection from chargebacks.
If you wish to trade over the internet, advertising your goods or services, and taking payment by credit or debit card, you will need a separate merchant account and Lloyds TSBÂ’s prior agreement to accept cards this way.
A new application must be made for an Internet facility with Cardnet even if you have an existing Cardnet facility. When your Internet account is approved, you will be issued with a new Cardnet merchant number. This number must be used for Internet sales only. The reason for this is that all E-commerce transactions need to be identified separately in compliance with the Card Schemes' (MasterCard and Visa) Electronic Commerce Indicator (ECI). If you want to join the many retailers around the world increasingly using the Internet to do business, Lloyds TSB will be happy to provide advice and guidance.

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kate eldridge ()	1.5 / 5	Mon 16 Mar 09
I disagree with the comments of Alice. I am having major problems with cardnet processing my manual vouchers. Twice in the last month it has taken over a fortnight from me taking the vouchers to the bank and the money hitting my account. If lloyds are the best god help those who use the rest. This is not the only time I have had problems

Alice Brabazon ()	5.0 / 5	Mon 16 Mar 09
You can't beat lloyds cardnet and protx combo for online credit card processing they are the cheapest. Actually bank of scotland did quote me less but when I went back to lloyds TSB they gave me an even better deal. If you are using Worldpay or Paypal to process credit cards switch to lloyds now - you are wasting money. With lloyds cardnet you get your money quicker and it costs you less to get it.