Designed to enable both credit card and electronic check payments, CyberSource electronic payment solutions work effectively across multiple sales channels—including Web, contact center, IVR and POS. Manage your payment processing system in-house, using CyberSource Payment Manager software, or outsource, using CyberSource Payment Service, depending on your business needs. Complementary services include gift/prepaid certificates, tax calculation, payer authentication, and fraud screening. See our extended services for global payments.

Credit Card Processing

Enables secure, reliable, real-time card processing in multiple currencies. Supports universal and country-specific card brands, as well as multiple card types (credit, check cards, PIN-less debit, etc.) across multiple processors, worldwide.

Electronic Check Processing

Enables businesses—as well as government and educational institutions—to accept personal or business checks online, in real-time.

Gift and Prepaid Certificates

Gives you the ability to sell, issue, and redeem gift certificates and prepaid certificates online.

Payer Authentication

Gives online merchants the ability to verify a credit cardholder's identity to increase payment security and decrease fraud. Supports "Verified by Visa" and MasterCard programs.

Recurring Billing (Subscription Payments)

Supports subscription and installment payments, enables billing via all major cards, country-specific cards, and electronic check—in multiple currencies. Exclusive TotalCollect™ Payment Technology helps capture and protect up to 10% more subscriptions per year.

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